To promote public health, safety, and welfare, this Title provides the minimum standards for development of sites in shorelines. The minimum standards are deemed to be reasonable for regulatory purposes and are based on scientific and engineering considerations. However, natural and manmade events that exceed the scope regulated under this Title may include, but are not limited to: erosion of land, landslides, seismic and volcanic activity, and flooding. Such events may cause serious personal or bodily injury, including death and damage to or loss of property. The minimum standards in this Title are not a guarantee against damage or injury. Applicants under this Title are responsible for fully investigating and making their own assessment of all potential risks, harm, and dangers that may be present in or near their site and are free to exceed the established standards if they choose.